Like overdraft, debts or kids for a more accurate indication of what you could borrow.
Any other debt or financial commitments, such as family or private loans, tithing and private schooling.
You could borrow up to:
Amount stays the same
Seem a bit low?
Unfortunately, home loan repayments would take up too much of your income right now.
It might help to look for ways to increase your income, build up your savings, or cut down other debt.
As a rough guide, to pay off a $100,000 home loan over 30 years you’d need an annual income of at least $30,000 (before tax) and have no dependents or other debts.